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Independent you: preventing, and recovering from, elder abuse

From implementing safeguards to stop it from beginning to taking back control if it does, there is a lot of power in your hands to avoid elder abuse. Previously, we explored the warning signs of elder abuse and how <a href="https://www.oversixty.com.au/finance/retirement-income/are-you-a-victim-of-elder-abuse-without-even-realising-it">it is possible to be a victim without even realising it</a>. And with more wealth owned by people over 60 now than ever before, the potential for abuse only continues to grow. So, how can you prevent elder abuse happening to you? And if you are already experiencing it, what can you do to regain control over your finances, independence and wellbeing? Prevention better than cure The best way to avoid the impacts of elder abuse is to protect yourself against it beginning in the first place. Awareness is the first step, so having <a href="https://www.oversixty.com.au/finance/retirement-income/are-you-a-victim-of-elder-abuse-without-even-realising-it">read this article and knowing the warning signs</a>, you’re already ahead of the game! Other preventative actions include: <ul> <li>Maintaining contact: social interactions are important not just for warding off loneliness but providing access to other points of view and avenues for support. </li> <li>External advisers: engage your own advisers – don’t simply employ who someone tells you to. They should be an impartial, qualified set of eyes to monitor things for you and point out anything that doesn’t seem right. This includes a financial advisor, lawyer, accountant, doctor and so on. A support person attending appointments with you may give you extra assurance.</li> <li>Power of attorney/guardianship: nominate multiple people, so that no one individual has all the say. It can be useful to include someone who is not a relative for impartiality, such as a trusted friend or your lawyer. </li> <li>Superannuation beneficiaries: super is separate from your will, but beneficiary nominations can only be spouse, child, dependent or interdependent otherwise it will go to you Will. In your Will you can direct to other people or charities. Some beneficiaries lapse, so will need to be renewed.</li> <li>Wills: review your will to ensure it reflects YOUR wishes, not someone else’s. People can jostle over not only their own inheritance but may try to influence you to leave others out. </li> <li>Documenting everything: keep a written record, especially where money is concerned – such as acting as Bank of Mum and Dad for adult kids to purchase property. Outline how much is given, what if any interest/repayments are expected and when, and what happens if their relationship subsequently breaks down.</li> <li>Encouraging independence: people who have come to expect handouts can become abusive if those handouts stop or requests for more are denied. Support and encourage others, especially your kids, to be financially independent and self-sufficient.</li> </ul> Taking back control Sadly, prevention is no longer an option for an <a href="https://www.aihw.gov.au/family-domestic-and-sexual-violence/population-groups/older-people?xd_co_f=YjAzZDU4YTUtYzA5YS00YTNkLWJkNDQtNjdiZTM5ZmY5ZjQx#abuse">estimated 598,000 Australians</a> already experiencing elder abuse. However, it is still possible to break the cycle. Don’t be embarrassed or stick your head in the sand hoping things will improve. You have done nothing wrong. You are entitled to enjoy your retirement years. To take back control over your affairs, your wellbeing and your independence: <ul> <li>Ensure your physical safety first and foremost.</li> <li>Seek medical attention for your physical and mental health (the latter is crucial for making good decisions around the other points on this list).</li> <li>Get support from another relative, close friend, neighbour, or other trusted person. Don’t be alone.</li> <li>Secure a roof over your head. Having a stable place to live gives you the security and focus to tackle other concerns.</li> <li>Freeze access to your money – bank accounts, credit cards etc. This will stop (further) unauthorised withdrawals or purchases being charged to you.</li> <li>Seek professional advice. Your financial adviser, tax accountant and lawyer will be able to guide you through protecting your home, money, guardianship and estate planning matters.</li> <li>Make informed changes. Don’t do anything rashly – make necessary changes once you have sought independent advice and considered your options. This may involve making changes to your power of attorney, will, superannuation, bank accounts, even your phone number in extreme cases.</li> <li>Consider counselling. Your abuser may not realise the severity of their actions. An independent counsellor may be able to help them see this and change their ways, and ultimately salvage your relationship.</li> </ul> If you or someone you know is experiencing elder abuse, seek help straight away. Speak to a trusted relative or friend. Seek independent legal and financial advice about your affairs. Or call the government’s free elder abuse line on 1800 353 374. And if your life is in danger, call triple zero (000) immediately. Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/">www.onyourowntwofeet.com.au</a> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754. Image credits: Getty Images

Caring

Bishop's extraordinary message after stabbing attack

The bishop who was stabbed multiple times while delivering a church service has spoken out while he recovers in hospital, issuing a message to his attacker. Bishop Mar Mari Emmanuel was one of <a href="https://oversixty.com.au/finance/legal/teenage-boy-in-custody-after-stabbing-at-sydney-church" target="_blank" rel="noopener">four people stabbed</a> by a teenager at the Christ The Good Shepherd Church in Wakeley, in Sydney's west on Monday, with the shocking incident being captured by a livestream camera. The 55-year-old preacher is still recovering in hospital, but has shared a message to the young man who attacked him. “I say to him, you’re my son, I love you. And I will always pray for you,” he said in an audio message shared to the church’s social media. “And whoever sent you to do this, I forgive them as well. In Jesus mighty name. I have nothing in my heart but love for everyone." “Whether that person is a Christian or not, it’s totally beside the point. The Lord Jesus always taught us to love one another…" “And for this young man, I say to you, you’re my son, and you will always be, my praise my the Lord Jesus.” A 16-year-old has been under police guard since the attack on Monday night, although no charges have yet be laid. Counter-terrorism police have been stationed at the hospital ready to interview the teen once he is released by medical staff, with the lengthy process expected to lead to charges being laid. The boy has undergone surgery in relation to the severed finger and could require further operations. Image credits: Facebook

Caring

Are you a victim of elder abuse without even realising it?

A wealthy widow being told how to manage her money. A retired couple being denied access to their grandchildren. A single woman paying her high income-earning son’s credit card debt with her superannuation. Very different Australians with one unfortunate thing in common – they are all victims of elder abuse. While most people are familiar with the term ‘domestic violence’, the term ‘elder abuse’ is less well known. Which in itself is part of the problem: a lack of awareness helps perpetuate the cycle. The World Health Organization (WHO) <a href="https://www.who.int/news-room/fact-sheets/detail/abuse-of-older-people" target="_blank" rel="noopener">defines elder abuse</a> as: “a single or repeated act, or lack of appropriate action, occurring within any relationship where there is an expectation of trust, which causes harm or distress to an older person. This type of violence constitutes a violation of human rights.” It isn’t necessarily restricted to actions that leave physical scars – which can make it harder to identify, even for victims themselves. The absence of physical violence or financial theft can provide a false sense of security. Not recognising the signs that something is amiss lets mistreatment go unnoticed altogether. Alternatively, excuses are made for a loved one’s behaviour or concerns aren’t raised in order to ‘keep the peace’. How prevalent is elder abuse in Australia? The limited discussion of elder abuse in the media and society in general would suggest it isn’t common in Australia. Sadly, this couldn’t be more wrong. <a href="https://www.aihw.gov.au/family-domestic-and-sexual-violence/population-groups/older-people#abuse" target="_blank" rel="noopener">Government figures</a> estimate that one in six older people – around 598,000 individuals – were directly affected in 2023. Psychological abuse was the most widespread, while 2.1 per cent of older Australians – 83,800 people – experienced financial abuse. Who is responsible? The saddest fact of all is that elder abuse is typically committed by people their victims should be able to trust the most. More than half (53 per cent) of perpetrators are family members: adult children are the most common, with partners/spouses ranking third. Friends are the second most common perpetrators. What are the impacts? Impacts of elder abuse are typically far-reaching and depend on the type of abuse involved. Among them are: <ul> <li>Loss of control and independence</li> <li>Physical and mental health issues</li> <li>Relationship breakdowns</li> <li>Financial losses</li> <li>Insecure living arrangements</li> </ul> It is not uncommon for older people to be pressured over how to manage their finances and estate planning, influencing everything from how much they have to live off in retirement to care arrangements in their final years and who benefits from their estate. Much of the abuse and subsequent fallout centres around the family home. Charity <a href="https://www.theforgottenwomen.org.au/" target="_blank" rel="noopener">The Forgotten Women</a> notes there are over 40,000 women aged 55-plus who are homeless in Queensland alone. Elder abuse is often a contributing – if not causal – factor, such as one woman forced to live in her car while her son occupies her home. Meanwhile, the current housing crisis creates ideal conditions for abuse to flourish. Multi-generational households risk reduced independence and increased control over older people. A lack of proper agreements and structures when the Bank of Mum and Dad assists with a home deposit and/or loan guarantee opens the door to expectations of further financial assistance or threats to default on guaranteed loans. Warning signs of elder abuse Besides physical violence, red flags to look for include: <ul> <li>Coercive control – undue pressure over decision-making, living arrangements, spending and investment strategies, pensions, superannuation, tax, legal affairs and wills, ownership of assets, power of attorney.</li> <li>Guilt – emotional manipulation and ‘guilt-tripping’ for not meeting particular demands.</li> <li>Isolation – from family and friends as well as from independent professional advisers (your accountant, financial adviser, lawyer, healthcare professionals etc.).</li> <li>Money mismanagement – taking cash without consent; restricting access to money and assets; pressure to pay expenses that aren’t yours.</li> <li>Neglect and abandonment – withholding essentials or anything that is needed to maintain quality of life.</li> <li>Blackmail – a tragically common example is withholding access to grandchildren unless financial or legal demands are met.</li> </ul> Given the potentially disastrous consequences, it is important to recognise the signs and act quickly. Don’t suffer in silence or hope that things will sort themselves out. If you or someone you know is experiencing elder abuse, seek help straight away. Speak to a trusted relative or friend. Seek independent legal and financial advice about your affairs. Or call the government’s <a href="https://www.health.gov.au/contacts/elder-abuse-phone-line" target="_blank" rel="noopener">free elder abuse line on 1800 353 374</a>. And if your life is in danger, call triple zero (000) immediately. About the Author: Helen Baker is a licensed Australian financial adviser and author of On Your Own Two Feet: The Essential Guide to Financial Independence for all Women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au/" target="_blank" rel="noopener">www.onyourowntwofeet.com.au</a> Disclaimer: The information in this article is of a general nature only and does not constitute personal financial or product advice. Any opinions or views expressed are those of the authors and do not represent those of people, institutions or organisations the owner may be associated with in a professional or personal capacity unless explicitly stated. Helen Baker is an authorised representative of BPW Partners Pty Ltd AFSL 548754. Image: Getty

Retirement Income

"There's no place like home": Marcia Hines and her amazing cat share sweet message

Australian music icon and Australian Idol judge Marcia Hines recently took to social media to express her heartfelt gratitude to those who supported her during a <a href="https://www.oversixty.com.au/health/caring/marcia-hines-rushed-to-hospital" target="_blank" rel="noopener">recent medical incident</a>. The beloved singer and performer shared a touching message on Instagram, reflecting on the challenges she faced and the overwhelming support she received from healthcare professionals, family, friends and fans – but mostly from her amazing-looking cat, Sistah! <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C5AeYisL9Pu/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C5AeYisL9Pu/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Marcia Hines (@themarciahines)</a> </div> </blockquote> The incident unfolded backstage at Sydney’s Coliseum Theatre just before last Sunday night’s Australian Idol finale. Hines, known for her vibrant presence and insightful critiques on the talent show, collapsed, prompting concerns among the show's crew and audience. As a result, she had to miss the episode, with fellow musician Guy Sebastian stepping in as a guest judge. Following her collapse, Hines was swiftly taken to the hospital, where she received treatment for head injuries, including stitches. Despite the setback, she was able to make a remarkable recovery <a href="https://www.oversixty.com.au/entertainment/tv/marcia-hines-returns-as-australian-idol-fans-cry-foul-over-upset-win" target="_blank" rel="noopener">in time to return</a> for the Grand Finale show on Monday night. In her Instagram post, Hines expressed profound gratitude for the exceptional care she received during her hospital stay, particularly praising Brad Ceely and the entire team at Blacktown Hospital. "There’s no place like home….." Hines wrote. "Especially when Sistah is here to greet me 🐾 What an action-packed week ❤️ I’ve experienced so much care and love, and none moreso than the exceptional treatment that Brad Ceely and his entire team at Blacktown Hospital gave me during my stay with them. "We are so fortunate to live in a country with such incredible healthcare, and the amazing facilities we have in our Western Sydney suburbs - wow! I’m so grateful to all of the hospital staff - from the tireless nurses to the wonderful administration staff. A special thanks to all of the staff at Mount Druitt Emergency Department, all of the Ambulance teams who got me safely to-and-from hospitals this weekend, and of course Dr Kit Rowe for stitching me up so nicely after my fall. Ouch lol 🤕Thank you for being you and keeping us all safe 🫶🏾 "Thank you also to Kyle, Amy and all the team at @australianidol for your love, and also to my @greaseoztour family who I’ll be seeing soon. Thank you also to my family and friends - you’re always there when I need you most 💝" The response to Hines' message was overwhelmingly positive, with fans and well-wishers flooding the comments section with messages of support, encouragement and excitement for her upcoming projects. Many expressed relief at her recovery and eagerly anticipated her return to the stage, particularly in her role in Grease the Musical. Images: Instagram

Caring

Kate Middleton reveals cancer diagnosis in heartfelt message

Catherine, Princess of Wales, has revealed her battle with cancer in a heartfelt video message. The British royal shared her diagnosis and the subsequent journey she's embarking upon with the unwavering support of her family, notably her husband, Prince William, the heir to the throne. The revelation comes after weeks of speculation swirling on social media regarding her health and whereabouts since her hospitalisation in January for undisclosed abdominal surgery. Until now, the details surrounding her condition were shrouded in secrecy, with Kensington Palace providing minimal information, assuring the public that the ailment was not cancer-related. In her brave disclosure, Kate, as she is affectionately known, beseeched for "time, space and privacy" as she navigates through preventive chemotherapy. The 42-year-old princess, who had been absent from public view since Christmas, expressed gratitude for the outpouring of love and support from well-wishers. “I wanted to take this opportunity to say thank you, personally, for all the wonderful messages of support and for your understanding whilst I have been recovering from surgery," the Princess said. “It has been an incredibly tough couple of months for our entire family, but I’ve had a fantastic medical team who have taken great care of me, for which I am so grateful. “In January, I underwent major abdominal surgery in London and at the time, it was thought that my condition was non-cancerous. The surgery was successful. “However, tests after the operation found cancer had been present. My medical team therefore advised that I should undergo a course of preventative chemotherapy and I am now in the early stages of that treatment. “This of course came as a huge shock, and William and I have been doing everything we can to process and manage this privately for the sake of our young family. As you can imagine, this has taken time. It has taken me time to recover from major surgery in order to start my treatment." The decision to delay the public announcement of her diagnosis was primarily motivated by a desire to shield her three young children – Prince George, Princess Charlotte and Prince Louis – from the tumult of media speculation and ensure they were informed in a manner suitable for their tender age. “Most importantly, it has taken us time to explain everything to George, Charlotte and Louis in a way that is appropriate for them, and to reassure them that I am going to be ok," Kate explained. The timing of her announcement, coinciding with the end of the school term and the commencement of the royal family's Easter holiday, underscores the meticulous consideration afforded to every aspect of this deeply personal revelation. Image: Supplied

Caring

King Charles delivers heartfelt message amidst cancer treatment

In times of adversity, the power of unity and compassion shines through, and this sentiment has never been more evident than in the heartfelt message delivered by King Charles amidst his cancer treatment. As news of his diagnosis spread, an outpouring of support enveloped the King from all corners of the Commonwealth. His gratitude and appreciation for this unwavering kindness were palpable as he addressed the nations in a video message, unable to personally attend the 2024 Commonwealth Day celebrations due to his health. "I have been most deeply touched by your wonderfully kind and thoughtful good wishes for my health and, in return, can only continue to serve you, to the best of my ability, throughout the Commonwealth," he said. "My belief in our shared endeavours and in the potential of our people remains as sure and strong as it has ever been. I have no doubt that we will continue to support one another across the Commonwealth as, together, we continue this vital journey." The absence of the Princess of Wales, still in recovery from surgery, served as a reminder of the fragility of life and the importance of cherishing every moment with loved ones. In such moments, the strength of familial bonds and the support of a caring community become invaluable lifelines. As we celebrate the 75th anniversary of the Commonwealth, we reflect not only on its historical significance but also on its enduring relevance in today's world. The theme of "One Resilient Common Future: Transforming our Commonwealth" resonates deeply as we navigate the challenges of the modern age together. King Charles' words remind us of the interconnectedness of our shared humanity, transcending borders and differences. He likened the Commonwealth to the wiring of a house, where each nation contributes to the collective energy and strength that sustains us all: "As I have said before, the Commonwealth is like the wiring of a house, and its people, our energy and our ideas are the current that runs through those wires. Together and individually we are strengthened by sharing perspectives and experiences, and by offering and borrowing the myriad ways we have each tackled the challenges of our time. This is true both at the level of nations and, indeed, at the local level. We recognise today that our diversity is our greatest strength." In facing global challenges such as climate change, biodiversity loss and socioeconomic shifts, the importance of collaboration and cooperation cannot be overstated. King Charles eloquently underscored the power of diversity as our greatest strength, recognising that it is through our varied perspectives and experiences that we find innovative solutions to complex problems. <iframe title="YouTube video player" src="https://www.youtube.com/embed/lR6Z8ss_AW0?si=Gf8lGHmG-xnw9zCP" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe> Image: Youtube

Caring

"I was shocked": Lisa Wilkinson's text messages shown in court

A series of explosive texts revealed in court have shown how Lisa Wilkinson's controversial Logies speech led to her untimely dismissal from The Project. The texts are contained in an affidavit that Wilkinson and her lawyers have submitted to the Federal Court in relation to a dispute over who will pay her million-dollar legal fees after being sued by Bruce Lehrmann for defamation. In an affidavit to the Federal Court, Wilkinson said she was shocked when she found out she was being let go from The Project, after she discovered her agent Nick Fordham had a meeting with Network Ten CEO Beverley McGarvey. “I was shocked, embarrassed and deeply disappointed by Ms McGarvey’s decision to remove me from The Project,” she said. “At that time, my most recent contract as co-host of The Project had only been signed 11 months before and still had more than two years to run.” Speaking of her agent's meeting, she said, “He told me that Ms McGarvey had informed him that Ten was doing a ‘rebrand’ of The Project with a number of hosting changes. He told me that she had said that those hosting changes included me." “He also told me that she had said that, because there had been too much heat on me in the months since the Logies speech – and, as a result, too much ‘brand damage’ – it was best that I be removed from my hosting role on The Project.” When she said farewell to The Project in 2022, Wilkinson blamed the “targeted toxicity” of sections of the media. “The last six months have not been easy,” Wilkinson told viewers of the panel show when she announced she would be leaving the show. “And the relentless, targeted toxicity by some sections of the media has taken a toll not just on me but on people I love." “I have had a ball,” she said. “But for me right now it’s time for a change. To be clear. I’m not leaving Ten and we’re looking at some very exciting work ideas ahead.” In the affidavit, she says that Ms McGarvey approved Wilkinson’s on-air explanation for her departure and suggested that they “sound very authentic”. “I said to her that this decision to remove me from The Project would result in yet more negative publicity for me, for The Project, and for Ten, particularly if my sudden departure was without explanation,” Wilkinson said. Ms McGarvey told Wilkinson in texts “Perfect delivery, you spoke from the heart.” “It was a beautiful sentiment and you are so generous to your colleagues. Thank you. The media should all be kind, you deserve it.” Image credits: Getty Images

Legal

Celine Dion shares powerful message of hope

Celine Dion has shared a powerful statement about her health battle since being diagnosed with stiff person syndrome. The French-Canadian musician has chronicled her health journey in a new documentary titled I Am: Celine Dion, and took to Instagram to promote the new film. While sharing with her legion of fans how her health has progressed, she said she remains hopeful that she will one day return to the stage. In a lengthy post, she wrote, “This last couple of years has been such a challenge for me, the journey from discovering my condition to learning how to live with and manage it, but not to let it define me." "As the road to resuming my performing career continues, I have realised how much I have missed it, of being able to see my fans." "During this absence, I decided I wanted to document this part of my life, to try to raise awareness of this little-known condition, to help others who share this diagnosis.” In December 2022, Celine announced that she would be taking some time away from performing to focus on her health after revealing her stiff person syndrome diagnosis. At the time, she said the condition did not allow her “to sing the way I’m used to”. According to the <a href="https://www.ninds.nih.gov/health-information/clinical-trials/cause-development-and-progression-stiff-person-syndrome#:~:text=Stiff%2Dperson%20syndrome%20(SPS),recurrent%20falls%20and%20impaired%20ambulation." target="_blank" rel="noopener">National Institute of Neurological Disorders and Stroke</a>, stiff person syndrome is “a rare, progressive syndrome that affects the nervous system, specifically the brain and spinal cord.” According to an official synopsis, I Am: Celine Dion will give viewers an intimate look inside her life “as she reveals her battle with stiff person syndrome (SPS) and the lengths she has gone to continue performing for her beloved and loyal fans”. Capturing over a year’s worth of Dion’s life, including “never-before-seen” private moments, the film will showcase the legendary singer navigating “her journey toward living an open and authentic life amidst illness”. Image credits: Getty Images

Caring

King Charles' message to Mary as she becomes Queen

In a moment that felt like a page torn from a fairytale, Aussie-born Mary Donaldson has officially ascended to become the Queen of Denmark, marking the beginning of a new chapter for the nation. Almost two decades after being named Crown Princess, Queen Mary's journey to the throne reached its pinnacle on a joyous day at Copenhagen’s Christiansborg Castle. The atmosphere was electric as tens of thousands of people gathered to witness the historic occasion. From the balcony, Queen Mary, alongside her husband King Frederik X, waved to the cheering crowd, radiating happiness and a sense of unity. The ceremony, which saw the former queen Margrethe II gracefully abdicate, unfolded with grace and dignity. The roar of the crowd echoed through the air when Queen Mary took centre stage, symbolising the beginning of a reign that promises to be marked by warmth, wisdom and dedication. With a radiant smile and hand-in-hand with King Frederik, Queen Mary kissed her husband, captivating the hearts of onlookers and setting the tone for a reign filled with love and unity. The transition from Margrethe II to King Frederik X was a low-key affair, marked by the signing of official documents and a symbolic passing of the torch. The outgoing queen, after gracefully giving her seat to her son, left the room, leaving behind a legacy of over five decades of devoted service to Denmark. In the wake of this historic moment, messages of support and congratulations poured in from fellow royals, with King Charles and Queen Camilla among the first to extend their best wishes. “My wife joins me in writing to convey our very best wishes on the day of your accession to the throne of the Kingdom of Denmark,” Charles wrote. “I look forward to working with you on ensuring that the enduring bond between our countries, and our families, remains strong, and to working together with you on issues which matter so much for our countries and the wider world.” King Harald V of Norway predicted that Queen Mary and King Frederik X would usher Denmark into a "new era" with warmth, wisdom and dedication. The close friendship between royal families was highlighted, underlining the importance of unity and support in the challenges that lie ahead. Sweden’s King Carl XVI Gustaf conveyed his warm thanks to the outgoing Queen Margrethe for years of good cooperation and offered Queen Mary his heartfelt wishes for success in her new role. The friendship between the nations, he noted, remains warm and constant, a sentiment echoed by many around the world. As Queen Mary ascends to the throne, this marks an incredible milestone in a fairytale story that has captivated millions for over two decades. With her grace, charm and dedication, Queen Mary is poised to lead Denmark into a bright and promising future, continuing the legacy of a monarchy that remains woven into the fabric of the nation's history. The world eagerly anticipates the reign of Queen Mary, a symbol of love, unity and a modern fairytale come true. Images: Getty

Family & Pets

Kochie's brutal message to Baby Boomers

David Koch has shared his brutal thoughts on the housing crisis and rising interest rates, claiming millennials have been dealt the "short end of the stick", while boomers have been spared. The former Sunrise host, who is now the Economic Director at Compare the Market, said young borrowers are copping the brunt of rising interest rates and soaring inflations. “If you bought your home in early 2022 under the pretence that interest rates would stay low for longer, you’ve now been lumped with the short end of the stick,” Mr Koch said. He went on to say young people had difficulty generating any decent savings due to record rental prices and cost-of-living, and those that can scrape together a deposit on a home now face onerous interest charges. Recent data from Compare the Market found homeowners who bought their homes at the peak of the market in early 2022 were far worse off compared to those who bought three years earlier. Those who also bought property before the Covid lockdown have also benefited from a rise in their equity, as property prices have significantly increased over the past four years. Kochie said the repayment hike as a result of rising interest rates was a "tough pill" for young Aussies who had no time to accrue a strong savings buffer. Given these factors, Kochie said many Aussie baby boomers have been spared the pain of rising interest rates. "Meanwhile, a lot of mature Australians have missed this pain altogether after selling their properties at the peak and having reaped the benefits over more equity for years," he said. "A lot of mature Australians have been shielded from the rate rises, and it's already widely believed that their spending drove inflation." A recent report from CommBank iQ found that baby boomers spending on luxuries appears to be further fuelling Australia's inflation crisis as millennials are forced to cut back on essentials. This goes a long way to explaining why the current cycle of interest rate rises are not dampening inflation as expected, as the new big spenders are older people who own properties outright and are therefore unaffected by rate rises. Boomers are are going on holidays and dining out more often, while millennials, battling higher rents and mortgage repayments, rare being forced to reduce their spending to cope with the worst cost of living crisis in a generation. Koch said, "It's time policy-makers should be asking: how could the pressure be more evenly spread?" Aussie baby boomers have long claimed that they had to make the same sacrifices when they were buying their first homes, given the home loan rate in 1989 to 1990 was at 17 per cent, compared to today's six per cent variable rates. However, Kochie debunked this claim, saying current house prices are far higher when measured against average salaries, and that level was only accelerating, far outpacing wages growth. "Back in the 80s, the average cost of an Aussie house was $70,000, now it's $700,000 - ten times more expensive," he said. The financial guru explained how in the 1980s the average salary was $19,000, compared with $94,000 in 2023. "So in the 80s, the price of a house was four times the average person's income," he said. "In 2023, it's eight times the average Aussie salary." Kochie urged mortgage holders hit with higher repayments to call their banks and explore whether refinancing to a lower-rate loan is possible. "We urge people in mortgage pain to reduce the interest on their repayments as much as possible by shopping around for a better deal," Koch said. "When every dollar counts, 2024 should be the year of the new lender." Image credits: Compare the Market

Money & Banking

King Charles' final message to Barry Humphries hours before he died

In a touching tribute to the late comedian Barry Humphries, the King has sent a personal message to be read out at the state memorial. The King, who shared a close friendship with the legendary comedian, expressed his deep sadness following Humphries' passing at the age of 89. The King, at 75, was not just a monarch but a friend who spoke to Humphries mere hours before his passing on April 22. A Buckingham Palace spokesperson at the time conveyed the King's profound sadness and mentioned that he was privately reaching out to Mr Humphries' family. Charles' connection with Humphries extended beyond formalities. The duo's friendship was a source of joy and laughter, exemplified by Humphries' memorable performance as Dame Edna at the 2013 Royal Variety Performance. Lord Archer, a close friend of Humphries, has also revealed that the King attended many of the comedian's shows, even bringing his sons, Prince William and Prince Harry, backstage when they were young boys. The Australian newspaper also revealed recently that Charles sent Humphries an email just hours before his passing, with film director Bruce Beresford sharing the story: "Barry said, 'Well, I always admired him. We always got on well and I really liked his company and enjoyed being with him'," Mr Beresdord told the newspaper. "Barry was one of those people, he had a great capacity for friendship. He was so interested in people." Now, years later, the state memorial service at the Sydney Opera House promises to be a fitting tribute to Humphries as family, friends and fans gather to celebrate the comedian's illustrious career. The Australian Chamber Orchestra, a favourite of Humphries, will perform, adding a touch of elegance to the proceedings. The presence of Humphries' widow, Lizzie Spender, and his children at the memorial underscores the profound impact he had on those closest to him. Humphries' association with royalty was not limited to the King; he was a mainstay at royal performances, meeting Queen Elizabeth II and Princess Diana at various events. The comedian's contributions were acknowledged with a CBE by the late Queen in 2007, and he continued to be a familiar face at royal gatherings, including a delightful encounter with Queen Camilla at The Oldie of the Year Awards in 2021. The state memorial, with its mix of laughter, music and shared memories, will undoubtedly be a fitting tribute to a man who brought joy and laughter to millions around the world. Images: Getty

Caring

"Our Jimmy made it": Barnes' happy message from the ICU

Iconic Australian rock singer Jimmy Barnes has emerged victorious from a challenging battle with a bacterial infection that led him to undergo emergency open heart surgery. The Cold Chisel frontman, at 67 years young, faced a sudden health setback but is now on the road to recovery in the ICU. The journey began at the end of last month when Barnes was <a href="https://www.oversixty.com.au/health/caring/jimmy-barnes-hospitalised-with-major-health-issue" target="_blank" rel="noopener">hospitalised with pneumonia</a>. His wife, Jane, has now provided a heartening update on Instagram, sharing a photo from the hospital and revealing that the surgery was successful. Gratitude poured out to the dedicated medical team who played a crucial role in his recovery. <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C0yULk4hvT6/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C0yULk4hvT6/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Jimmy Barnes (@jimmybarnesofficial)</a> </div> </blockquote> "I’m happy to let you know that our Jimmy has made it through his surgery and is now recovering in the ICU," Jane wrote. "We are so grateful for the incredible medical team looking after him. Thank you for all the love and support." Earlier, Barnes bravely shared the news that the bacterial infection had <a href="https://www.oversixty.com.au/health/caring/bad-news-jimmy-barnes-rushed-into-emergency-open-heart-surgery" target="_blank" rel="noopener">spread to his heart</a>. Despite this unexpected challenge, he faced the situation with courage and underwent open heart surgery to clear out the infection and replace a valve. The infection had affected a valve replaced years ago due to a congenital defect. Barnes, who was set to headline the Rock the Boat 2023 cruise festival before falling ill, reflected on his recent peak fitness just weeks prior. The sudden turn of events required adjustments to upcoming shows, causing some frustration for the singer. However, his son, David Campbell, reassured fans on the Today show, emphasising his father's frustration for the fans and passion for supporting the music industry. "He is in wonderful hands," Campbell said, expressing confidence in the medical team. Barnes' son also encouraged fans to reach out to him on social media, assuring everyone that the rock legend would make a great recovery. As the music community rallies around Barnes, sending waves of positivity and healing energy, we look forward to a speedy recovery and many more years of rock and roll from the indomitable Jimmy Barnes! Images: Instagram

Caring

"Each bauble represents a life lost": Haunting Christmas tree sends powerful message

As the holiday season approaches, a haunting symbol of despair has once again taken root at Victoria Police headquarters – carrying with it a message of melancholy that we are unaccustomed to at this normally festive time of year. Instead of joyous ornaments and twinkling lights, a Christmas tree adorned with glistening blue baubles now stands as a remarkably poignant testament to the road death carnage that has befallen the state throughout 2023. These beautiful baubles, each etched with the name and age of those lost on Victoria's roads this year, tell a grim tale of grief and loss. With the toll reaching 274 by December 6, it marks the darkest year for the state since 2008. In a moving video accompanying the dressing of the tree, Road Policing Assistant Commissioner Glenn Weir implored the public to drive cautiously during the Christmas period, desperately hoping to prevent the addition of any more baubles to this sorrowful tree. "This Christmas tree is unlike any other; it's one we don't want to see decorated," Commissioner Weir soberly explained. "Each bauble represents a life lost, a stark reminder of the importance of road safety. Please, drive safely this festive period. Take care, have conversations with your loved ones, and remember the responsibility you bear when behind the wheel." November alone witnessed the loss of 35 lives on Victorian roads, marking it as the worst month this year. In response, the police are intensifying road policing operations throughout December in an attempt to curb further tragedies. In a bid to address the escalating death toll, the Transport Accident Commission (TAC) has launched the initiative "Stop kidding yourself. If you drink, don't drive," running from December 4 to the end of January. Shockingly, it has also been revealed that one in five individuals killed on Victorian roads had a blood alcohol concentration of .05 or higher. TAC CEO Tracey Slatter also called on the urgent need for a cultural shift, challenging the notion that driving after consuming any amount of alcohol should be deemed "normal". "Many people think they can manage their blood-alcohol level with vague rules handed down through generations," she said. "But the only way to avoid the risk entirely is to completely separate drinking and driving." As the Christmas tree of remembrance continues to grow with each passing day, it stands as a poignant symbol of the lives lost on Victoria's roads, imploring society to reflect, change and prioritise the safety of every journey. Images: Victoria Police

Travel Trouble

Text messages reveal accused mushroom killer’s “horrible upbringing”

Texts that alleged triple murderer Erin Patterson sent to a friend have emerged revealing her "horrible upbringing". The texts were sent shortly after the death of Patterson's mum Heather Scutter in 2019, where she described her mother as "cold" and "weird". “My mum was ultra weird her whole life,” she wrote. “We had a horrible upbringing. Mum was essentially a cold robot. It was like being brought up in a Russian orphanage where they don’t touch babies. "That's what my psych reckons. She said she wishes she could have studied my mum lol." The messages, obtained by the Herald Sun, also revealed Patterson's lack of connection with her late father Eitan Scutter, who she called "a doormat." “Dad wanted to be warm and loving to us but mum wouldn’t let him because it would spoil us so he did as he was told,” she said. “She would shout at him if he did the wrong thing so he became very meek and compliant. “My sister and I would hide in our room most of the time so we couldn’t do anything wrong.” These texts have emerged after a former colleague of Patterson described her as “eccentric” and “abrasive”, during her time as an air traffic controller in the early 2000s. The former colleague also told the Herald Sun that Patterson was highly intelligent and capable as she was able to graduate from the challenging training course and work independently in the field. “She was rated in the field and was actually responsible for running airspace for a while,” the former colleague told the publication. “She’s very bright and much brighter than people might think. She managed to get guys wrapped around her little finger although she was very unkempt … and she was abrasive.” A spokesperson from Airservices Australia had also confirmed that Patterson was employed as an air traffic controller from 12 February 2001 until 28 November 2002. Patterson has been <a href="https://www.oversixty.com.au/finance/legal/erin-patterson-charged-with-eight-counts-of-murder-and-attempted-murder" target="_blank" rel="noopener">charged</a> with three counts of murder and four counts of attempted murder, after being accused of serving up a beef Wellington pie that contained death cap mushrooms which resulted in the tragic deaths of Heather Wilkinson, Gail Patterson and Don Patterson. The attempted murder charges relate to her estranged husband Simon Patterson, and Heather's husband and Baptist church pastor, Ian Wilkinson who miraculously survived but was hospitalised in critical conditions for nearly two months. Patterson's two children were also in attendance, but did not consume the same meal. Ian has since been released and attended his wife's memorial in October. Image: News.com.au <em style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;">/ A Current Affair

Legal

About 1 in 6 older Australians experiences elder abuse. Here are the reasons they don’t get help

<a href="https://theconversation.com/profiles/eileen-obrien-95332">Eileen O'Brien</a>, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>; <a href="https://theconversation.com/profiles/catriona-stevens-1455614">Catriona Stevens</a>, <a href="https://theconversation.com/institutions/edith-cowan-university-720">Edith Cowan University</a>, and <a href="https://theconversation.com/profiles/loretta-virginia-baldassar-1485078">Loretta Virginia Baldassar</a> Each year, many older Australians experience abuse, neglect or financial exploitation, usually at the hands of their adult children or other close relatives. A recent <a href="https://aifs.gov.au/research/research-reports/national-elder-abuse-prevalence-study-final-report">national prevalence study</a> revealed one in six older Australians living at home experiences elder abuse. This may encompass various forms of abuse, such as emotional, financial, social, physical and sexual abuse, or neglect. Despite elder abuse being such a common problem, older people often don’t get the help they need. With the right responses, we can make it easier for those working with older people, and the wider community, to support them. Our <a href="https://www.wa.gov.au/system/files/2023-11/everyones_business_research_into_responses_to_the_abuse_of_older_in_wa_report.pdf">new research</a> reveals the key reasons older people experiencing harm do not receive the support they so desperately need. Our study included a survey of nearly 700 service providers throughout Western Australia. Respondents worked in diverse fields including healthcare, law, aged care, financial services and law enforcement. We found four key obstacles to people getting help with elder abuse. 1. Older people are too scared to report abuse. Older people are often afraid to report abuse because they fear repercussions both for themselves and for the perpetrator, usually an adult child or other close relative. These concerns can mean an older person endures abuse for a long time. They may only seek help when the situation escalates to an extreme level or when someone else notices the ongoing mistreatment. Equally important, they may fear other negative outcomes of reporting abuse. They may fear having to leave their home and enter residential care. They may fear increased isolation and loneliness, or that the abuse will get worse. All these fears combined create a formidable barrier to older people promptly reporting abuse and getting the help they need. <blockquote class="twitter-tweet"> <a href="https://twitter.com/hashtag/ElderAbuse?src=hash&ref_src=twsrc%5Etfw">#ElderAbuse</a> is more common than people realize. It can happen: In their own homes In hospitals In nursing homes or other kinds of long-term care facilities Learn more, including how to prevent elder abuse: <a href="https://t.co/CAkBHQO4gm">https://t.co/CAkBHQO4gm</a><a href="https://twitter.com/hashtag/Alzheimers?src=hash&ref_src=twsrc%5Etfw">#Alzheimers</a> <a href="https://twitter.com/hashtag/dementia?src=hash&ref_src=twsrc%5Etfw">#dementia</a> <a href="https://twitter.com/hashtag/aging?src=hash&ref_src=twsrc%5Etfw">#aging</a> <a href="https://twitter.com/hashtag/geriatrics?src=hash&ref_src=twsrc%5Etfw">#geriatrics</a> <a href="https://t.co/gO3Dc6Dy3Z">pic.twitter.com/gO3Dc6Dy3Z</a> — Ian Kremer (@LEAD_Coalition) <a href="https://twitter.com/LEAD_Coalition/status/1720567529200918550?ref_src=twsrc%5Etfw">November 3, 2023</a></blockquote> 2. Older people don’t know where to turn for help Elder abuse cases are often complex, involving long family histories and complicated relationships. Older people trying to improve their situation may need support from multiple service providers. The challenge of accessing the right services and acting on their advice can be daunting. Addressing complicated matters may require intensive support and advocacy for an extended time. In the words of one experienced advocate, <blockquote> People don’t need to know the next ten steps. They need to know one step, maybe two, and then see where they are at. </blockquote> Helping older people feel empowered to seek help requires simple, accessible channels of assistance, promoted through multiple formats and outreach efforts. 3. Government-funded responses to family violence are more focused on intimate partner violence and child protection, leaving elder abuse out of the picture Most programs targeting family violence prioritise intimate partner violence and child protection, inadvertently sidelining elder abuse. Services such as shelters and perpetrator programs are not always compatible with the distinct characteristics of elder abuse. Additionally, the gendered nature of family violence responses fails to address the diverse demographics of elder abuse, which includes older men. As a result, older people, regardless of gender, may struggle to access supports suited to their needs. A refuge manager explained: <blockquote> When a bed becomes available we have this awful job of deciding who’s more high-risk and who gets the bed. If an older person needs the bed, as opposed to a single mum with a newborn, unfortunately we would go with the mum. That really presents a barrier where there isn’t refuge accommodation specifically for older people. </blockquote> There is a pressing need for a shift in focus to better recognise elder abuse as a significant issue and tailor responses to meet the specific needs of older people. This includes creating safe and accessible refuge options and providing specialised support services to address the multifaceted nature of elder abuse. 4. There’s low public awareness about what elder abuse looks like or how to respond Awareness of elder abuse remains surprisingly low, hindering effective responses. Changing this requires clear public information campaigns and community-wide conversations about abuse. This includes greater awareness of the challenge for well-meaning adult children who might limit the choices of their older relatives, thinking they know best. This can result in unintended social isolation or even neglect. A society that speaks openly about elder abuse, without stigma, is better equipped to support victims and intervene. By building public knowledge and promoting a culture where such issues can be freely discussed, we lay the groundwork for reducing its incidence. We are living longer lives than ever before, meaning we can expect to spend more years in older age than previous generations. This is good news, but also means we need to do more work to support people to age well. Positive steps we can all take include tackling ageism when we see it and normalising conversations about abuse so older people can feel confident to seek help when it’s needed.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/216827/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/eileen-obrien-95332">Eileen O'Brien</a>, Professor of Law, Discipline of Law, Justice and Society, <a href="https://theconversation.com/institutions/university-of-south-australia-1180">University of South Australia</a>; <a href="https://theconversation.com/profiles/catriona-stevens-1455614">Catriona Stevens</a>, Forrest Prospect Fellow in Sociology and Anthropology, <a href="https://theconversation.com/institutions/edith-cowan-university-720">Edith Cowan University</a>, and <a href="https://theconversation.com/profiles/loretta-virginia-baldassar-1485078">Loretta Virginia Baldassar</a>, Vice Chancellor Professorial Research Fellow, School of Arts and Humanities, Edith Cowan University This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/about-1-in-6-older-australians-experiences-elder-abuse-here-are-the-reasons-they-dont-get-help-216827">original article</a>.

Legal

Brittany Higgins' powerful message of solidarity to Bruce Lehrmann's alleged victim

Brittany Higgins has shared a powerful statement of solidarity to Bruce Lehrmann's alleged victim. Former Liberal staffer Bruce Lehrmann has been charged with two counts of rape, relating to an incident alleged to have occurred in Queensland in October 2021. Lehrmann was only <a href="https://oversixty.com.au/finance/legal/bruce-lehrmann-revealed-as-high-profile-figure-accused-of-rape-in-queensland" target="_blank" rel="noopener">recently named</a> as the "high-profile figure" accused of the crime, after a judge made the decision to reject his suppression order, which kept his name out of the press and not related to the incident. Once Lehrmann was named as the defendant in the sexual assault case, Brittany Higgins was quick to share a passionate message to his alleged victim. Taking to Instagram stories, Brittany wrote, "When I first found out about the alleged sexual assault my heart broke for you." "To know that this has allegedly taken place while he was out on bail in 2021 is devastating." "I note the fact you've decided to come forward despite seeing the horrific championing of this individual in the media all year." "I am so, so sorry this allegedly happened to you". After Brittany's post garnered widespread attention, Lehrmann was quick to point out a crucial mistake in her statement. Mr Lehrmann was not on any kind of bail in the lead-up to his aborted trial in October 2022, as he was only on bail after the mistrial in relation to the Queensland matter. Lehrmann told <a href="https://www.dailymail.co.uk/news/article-12684925/Brittany-Higgins-message-Bruce-Lehrmann-Toowoomba.html" target="_blank" rel="noopener">Daily Mail Australia</a>, "I'd just note if Ms Higgins is going to try and kibosh the human right of a fair trial again and also further defame me, at least get your facts right before you post." Image credits: Getty Images

Legal

The ‘yes’ Voice campaign is far outspending ‘no’ in online advertising, but is the message getting through?

<a href="https://theconversation.com/profiles/andrea-carson-924">Andrea Carson</a>, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a>; <a href="https://theconversation.com/profiles/max-gromping-1466451">Max Grömping</a>, <a href="https://theconversation.com/institutions/griffith-university-828">Griffith University</a>; <a href="https://theconversation.com/profiles/rebecca-strating-129115">Rebecca Strating</a>, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a>, and <a href="https://theconversation.com/profiles/simon-jackman-310245">Simon Jackman</a>, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> With early voting set to open next week for the Indigenous Voice to Parliament referendum, this is a critical time for campaigners to win over voters. If the <a href="https://press-files.anu.edu.au/downloads/press/n11054/pdf/ch01.pdf">2022 federal election</a> is anything to go by, Australians have developed a taste for early voting, with fewer than half of all voters actually going to a polling station on election day. If the same voting patterns apply to the referendum, this means more than half of Australians, particularly <a href="https://www.cambridge.org/core/journals/government-and-opposition/article/correlates-of-early-voting/49D19E94A1D26F9AFE1B72DCB56AFF3F">older voters</a>, may have cast a vote before voting day on October 14. <h2>What’s happening in the polls?</h2> Public polls indicate support for the “yes” campaign continues to decline, despite, as we’ve shown below, huge spending on advertising and extensive media coverage of its message. According to <a href="https://simonjackman.github.io/poll_averaging_voice_2023/poll_averaging.html">Professor Simon Jackman’s</a> averaging of the polls, “no” currently leads “yes” by 58% to 42% nationally. If this lead holds, the result would be <a href="https://www.aec.gov.au/elections/referendums/1999_referendum_reports_statistics/1999.htm">even more lopsided</a> than the 1999 republic referendum defeat, where the <a href="https://www.aec.gov.au/elections/referendums/1999_referendum_reports_statistics/summary_republic.htm">nationwide vote </a> was 55% “no” to 45% “yes”. The rate of decline in support for “yes” continues to be about 0.75 of a percentage point a week. If this trend continues, the “yes” vote would sit at 39.6% on October 14, 5.5 percentage points below the “yes” vote in the republic referendum. If “yes” were to prevail on October 14, it would take a colossal reversal in public sentiment, or it would indicate there’s been a stupendously large, collective polling error. Or perhaps both. <hr /> <iframe style="width: 100%;" src="https://simonjackman.github.io/poll_averaging_voice_2023/level_plot_standalone.html" width="100%" height="688"> </iframe> <hr /> <h2>What’s happening in the news and social media?</h2> Using Meltwater data, we have seen a massive spike in Voice media coverage since Prime Minister Anthony Albanese announced the referendum date at the end of August. In the most recent week we analysed, from September 14-21, we saw a huge jump of mentions of the Voice to Parliament (2.86 million) in print media, radio, TV and social media. This compares to about a quarter million mentions in the first week of the “yes” and “no” campaigns, which we documented in our <a href="https://theconversation.com/the-no-campaign-is-dominating-the-messaging-on-the-voice-referendum-on-tiktok-heres-why-212465">last report</a> of this series monitoring both campaigns. Voice coverage now constitutes 6.7% of all Australian media reporting, up from 4.2% in week one. To put that in perspective, mentions of Hugh Jackman’s marriage split from Deborra-Lee Furness comprised 1.5% of total weekly coverage, while mentions of the AFL and NRL amounted to 4.1% and 1.7%, respectively. Media coverage of the Voice peaked on September 17 with 38,000 mentions, thanks to widespread coverage of the “yes” rallies that day around the country. This was followed closely by 35,000 Voice mentions the next day, led by Opposition Leader Peter Dutton’s <a href="https://www.skynews.com.au/australia-news/voice-to-parliament/voice-will-see-lawyers-in-sydney-and-melbourne-get-richer-dutton/video/40349a54a9f0c2f48baec7ba7263a000">claim</a> on Sky News that a Voice to parliament would see lawyers in Sydney and Melbourne “get richer” through billions of dollars worth of treaty negotiations. Our analysis of X (formerly Twitter) data provides further insight to these trends, showing the nationwide “yes” rallies on September 17 received the most public engagement about the Voice during the week we analysed. <hr /> <figure class="align-center "><img src="https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=269&fit=crop&dpr=1 600w, https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=269&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=269&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=338&fit=crop&dpr=1 754w, https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=338&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/549754/original/file-20230922-21-tp54x2.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=338&fit=crop&dpr=3 2262w" alt="" /><figcaption>X (Twitter) data accessed via Meltwater. Author provided</figcaption></figure> <hr /> <h2>Who is advertising online?</h2> This week, we specifically turned our attention to the online advertising spending of the campaigns. We also examined the types of disinformation campaigns appearing on social media, some of which are aimed at the Australian Electoral Commission, similar to the anti-democratic disinformation campaigns that have roiled the US. The main online advertising spend is on Meta’s Facebook and Instagram platforms. We have real-time visibility of this spending thanks to the ad libraries of Meta and Google. The Yes23 campaign has far outspent any other Voice campaigner on these platforms. In the last three months, its advertising expenditure exceeds $1.1 million, compared to just under $100,000 for Fair Australia, the leading “no” campaign organisation. <hr /> <figure class="align-center "><img src="https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=241&fit=crop&dpr=1 600w, https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=241&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=241&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=303&fit=crop&dpr=1 754w, https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=303&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/549942/original/file-20230925-23-7tl134.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=303&fit=crop&dpr=3 2262w" alt="" /><figcaption>Top five Voice campaign spenders on Facebook and Instagram since June 2023. Meta ad library</figcaption></figure> <hr /> Yes23 has also released a far greater number of new ads in September (in excess of 3,200) on both platforms, compared to Fair Australia’s 52 new ads. The top five spenders from both sides are listed below. As early voting nears, this graph shows Yes23 ad spending outpaced Fair Australia on both Google and Meta platforms in week three, as well. <hr /> <figure class="align-center "><img src="https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=484&fit=crop&dpr=1 600w, https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=484&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=484&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=608&fit=crop&dpr=1 754w, https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=608&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/549762/original/file-20230922-23-1bi7ov.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=608&fit=crop&dpr=3 2262w" alt="" /><figcaption>Campaign ad spending on digital platforms from Sept. 14-21. Authors provided.</figcaption></figure> <hr /> The advertising spending data shows how drastically different the strategies of the two main campaigns are. Yes23’s approach is an ad blitz, blanketing the nation with hundreds of ads and experimenting with scores of different messages. In contrast, the “no” side has released far fewer ads with no experimentation. The central message is about “division”, mostly delivered by the lead “no” campaigner, Senator Jacinta Nampijinpa Price. All but eight of the ads released by the “no” side in September feature a personal message by Price arguing that the referendum is “divisive” and “the Voice threatens Aussie unity.” To win, “yes” requires a majority of voters nationwide, as well as a majority of voters in a majority of states. The “no” side is strategically targeting its ads to the two states it believes are most likely in play – South Australia and Tasmania. It only needs to win one of these states to ensure the “yes” side fails. <hr /> <figure class="align-center "><img src="https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=797&fit=crop&dpr=1 600w, https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=797&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=797&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=1001&fit=crop&dpr=1 754w, https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=1001&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/549949/original/file-20230925-20-zgr4wg.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=1001&fit=crop&dpr=3 2262w" alt="" /><figcaption>Campaign ad spend on Meta platforms across the states since mid-August. (Dark blue = greater the ad spend). Author provided</figcaption></figure> <hr /> <h2>Referendum disinformation</h2> The Meltwater data also reveal a surge in misinformation and disinformation targeting of the AEC with American-style attacks on the voting process. Studies show disinformation surrounding the referendum has been <a href="https://osf.io/qu2fb/">prevalent</a> on X since at least March. To mitigate the harms, the AEC has established a <a href="https://www.aec.gov.au/media/disinformation-register-ref.htm">disinformation register</a> to inform citizens about the referendum process and call out falsehoods. We’ve identified three types of disinformation campaigns in the campaign so far. The first includes attempts to redefine the issue agenda. Examples range from the false <a href="https://www.abc.net.au/news/2023-08-02/fact-check-indigenous-australians-support-for-the-voice/102673042">claims</a> that First Nations people do not overwhelmingly support the Voice to <a href="https://stephenreason.substack.com/p/the-voice-to-parliament-the-united">conspiracy myths</a> about the Voice being a globalist land grab. These falsehoods aim to influence vote choice. This disinformation type is not covered in the AEC’s register, as the organisation has no provisions to enforce truth in political advertising. The register does cover a second type of disinformation. This includes spurious claims about the voting process, such as that the referendum is voluntary. This false claim aims to depress voter turnout in yet another attempt to influence the outcome. Finally, a distinct set of messages targets the AEC directly. The aim is to undermine trust in the integrity of the vote. A most prominent example was Dutton’s <a href="https://www.afr.com/politics/federal/voice-voting-rules-confusion-stinks-dutton-20230824-p5dz41">suggestion</a> the voting process was “rigged” due to the established rule of counting a tick on the ballot as a vote for “yes”, while a cross will not be accepted as a formal vote for “no”. Sky News host Andrew Bolt <a href="https://www.facebook.com/watch/?v=1256952825005993">echoed</a> this claim in his podcast, which was repeated on social media, reaching 29,800 viewers in one post. Attention to the tick/cross issue spiked on August 25 when the AEC <a href="https://www.theguardian.com/australia-news/2023/aug/25/indigenous-voice-to-parliament-referendum-aec-poll-unfairness-claims-rejected">refuted</a> the claim (as can be seen in the chart below). Daily Telegraph columnist and climate change denialist Maurice Newman then linked the issue to potential <a href="https://www.dailytelegraph.com.au/news/opinion/maurice-newman-aec-rules-on-voting-could-create-confusion-uncertainty/news-story/c76bc3e1e031c2f349710dd1e9f3b51e?btr=15aad1c65d873d8f896d09618a96e228">voter fraud</a>, mimicking US-style attacks on the integrity of voting systems. <hr /> <figure class="align-center "><img src="https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=267&fit=crop&dpr=1 600w, https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=267&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=267&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=336&fit=crop&dpr=1 754w, https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=336&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/549852/original/file-20230924-23-ob3ltn.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=336&fit=crop&dpr=3 2262w" alt="" /><figcaption>Disinformation attacking AEC or referendum over past month. Authors provided</figcaption></figure> <hr /> The volume of mentions of obvious disinformation on media and social media may not be high compared to other mentions of the Voice. However, studies show disinformation disproportionately grabs people’s attention due to the <a href="https://www.nature.com/articles/s41599-019-0224-y">cognitive attraction</a> of pervasive negativity, the focus on threats or arousal of disgust. All three types of disinformation campaigns attacking this referendum should concern us deeply because they <a href="https://journals.sagepub.com/doi/10.1177/00104140231193008">threaten trust</a> in our political institutions, which undermines our vibrant democracy.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/213749/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/andrea-carson-924">Andrea Carson</a>, Professor of Political Communication, Department of Politics, Media and Philosophy, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a>; <a href="https://theconversation.com/profiles/max-gromping-1466451">Max Grömping</a>, Senior Lecturer, <a href="https://theconversation.com/institutions/griffith-university-828">Griffith University</a>; <a href="https://theconversation.com/profiles/rebecca-strating-129115">Rebecca Strating</a>, Director, La Trobe Asia and Associate Professor, La Trobe University, <a href="https://theconversation.com/institutions/la-trobe-university-842">La Trobe University</a>, and <a href="https://theconversation.com/profiles/simon-jackman-310245">Simon Jackman</a>, Professor, <a href="https://theconversation.com/institutions/university-of-sydney-841">University of Sydney</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-yes-voice-campaign-is-far-outspending-no-in-online-advertising-but-is-the-message-getting-through-213749">original article</a>.

Money & Banking

Son of death cap mushroom victim reveals mother's last message

Simon Patterson, the son of Don and Gail Patterson, who tragically fell victim to a mushroom-related incident in Victoria, has spoken emotionally at a public memorial in Korumburra. This marked Simon's first public address since the unfortunate incident. Don and Gail Patterson, along with Gail's sister, Heather Wilkinson, tragically passed away after consuming a mushroom-infused meal at Erin Patterson's residence in Leongatha, Victoria. At the Korumburra Recreation Centre, Simon emotionally shared, “Mum and dad were very much a team working at life together. The fact they died on consecutive days is fitting in some ways, as it reflects their togetherness as a couple that they always worked so hard to grow.” Simon also disclosed the remarkable resilience of his father, who, despite being in his 70s, managed to survive an emergency liver transplant after the toxic meal. Sadly, his overall health deteriorated rapidly thereafter. Simon recounted the final message his mother sent to their family group chat before her hospitalisation, expressing gratitude for the love they shared. “It was no fluke that mum’s final text message as she lay in Dandenong Hospital was: ‘Lots of love to you all’. "As Mum and Dad lay in comas in the hospital in their final days and each day, we were unsure if they would recover or not, it was comforting to know that when we said: ‘See you later,’ we knew it was true. “The only thing we didn’t know was when. In the meantime, we’ll miss them.” Simon acknowledged his parents' strong Christian faith and emphasised that they were open-minded believers who respected diverse perspectives. He reflected on their perspective on death as an inevitable part of life but not the ultimate end. In a gesture of gratitude, Simon thanked the medical staff at Austin and Dandenong hospitals for their care, particularly noting the compassionate act that allowed Gail to see Don one last time before his transfer to the ICU. Heather Wilkinson's situation remains critical, and her husband, Ian Wilkinson, a church pastor, is recovering in the hospital after consuming the same meal. Reverend Fran Grimes expressed support for Ian's recovery during the memorial service. Detectives are collaborating with the Department of Health to further investigate the incident. Images: 7 News / Twitter (X)

Family & Pets

What does financial abuse really look like?

Sally is in her 20s, lives in a dilapidated rental home and works three jobs. Fifty-something Sarah owns a large home, drives a Mercedes and is a corporate executive. Pensioner Scott, in his mid-70s, still lives in the home in which he and his late wife raised their children. Who would you say is more vulnerable to financial abuse? The answer, you may be surprised to learn, is all three. Financial abuse, according to the government’s <a href="https://moneysmart.gov.au/living-in-retirement/financial-abuse">MoneySmart</a>, is a type of family and domestic violence: “It often happens alongside other types of violence, such as physical or emotional abuse. It can leave you feeling vulnerable, isolated, depressed and anxious. It can also take away your independence.” Commonly a spouse or partner is the perpetrator, but it can come from any relative or friend. A <a href="https://www.commbank.com.au/content/dam/caas/newsroom/docs/Cost%2520of%2520financial%2520abuse%2520in%2520Australia.pdf">2022 Commonwealth Bank report</a> suggests over 623,000 Australians experienced financial abuse in 2020 alone – roughly one in 30 women and one in 50 men. Anyone – regardless of age, wealth etc. – can be a victim. Financial abuse has many faces Just as finances are complex, so too is financial abuse, which can be viewed from many angles: <ul> <li>Couples: One partner controls everything money related. I know of one instance where a woman’s partner went so far as counting coffee pods; another checked car mileage to stop his partner driving further than school drop-offs.</li> <li>Exes: Not working specifically to avoid paying child support; withholding information to delay settlement; bullying into a menial settlement.</li> <li>Multi-generations: Children or grandchildren milking elderly relatives; seizing control over their finances and living arrangements.</li> <li>Non-relatives: Such as friends buying property together without properly documenting everything, then fighting come sale time.</li> <li>Business relationships: Duped signatures on trust and business documents; hiding debts; impeding or undervaluing someone’s exit.</li> </ul> Warning signs There are common warning signs that you, or someone you know, is suffering financial abuse: <ul> <li>Pressure to make decisions: to invest your money or superannuation in crazy things that go bust, or to do nothing and not keep up with inflation (let alone grow your wealth), go guarantor on a loan, or sign power of attorney.</li> <li>Draining money: using your money to fund their business or investment on the promise a return is coming that never does (which could be poor management or deliberate deceit). This could continue for years until you’re left homeless and bankrupt.</li> <li>Unfair claims: your partner came into the relationship with nothing and stays just long enough to make a claim on your home.</li> <li>Controlled spending: this may start small (‘Don’t spend so much on clothes!’) but can become extreme. </li> <li>Blackmail: I’ve heard of people denied access to their grandkids unless they gave their son/daughter money or amended their will.</li> <li>Restricted access: you’re denied access to your own or joint finances, from having your own accounts, or are banned from working to earn your own income and superannuation.</li> <li>Tracking: sharing your location by smartphone may sound practical or safe but is open to abuse.</li> <li>Social isolation: cutting you off from friends and family; pressing for an interstate move.</li> <li>Reckless spending: your money is spent haphazardly – you may be kept in the dark or pressured not to ask questions.</li> <li>Tying down: trapping you into a big mortgage to crimp your freedom.</li> <li>Guilting: I have seen wealthy adults guilt their less fortunate parents into paying their bills, and gambling addicts guilt partners into paying their debts (with no intention to address their addiction or plan to pay it back).</li> </ul> Protecting yourself The best prevention of all is to avoid thinking ‘it won’t happen to me’. So many victims of financial abuse once thought exactly the same. Other tips include: <ul> <li>Speak up: Sometimes, starting a conversation can be enough to deliver positive change and even save a relationship (avoiding divorce is cheaper for everyone!)</li> <li>Have an emergency fund – cash only you can access, easily, in a crisis.</li> <li>Keep separate bank accounts – deposit your income here, then transfer money for joint bills into a joint account. </li> <li>Make decisions together – don’t leave money matters to your partner/children. It’s your money too.</li> <li>Get outside perspective: financial advisers are accountable to you as their client and help provide visibility over your assets, liabilities and risks. Ensure they are qualified and currently practicing.</li> </ul> If you think you may be a victim of financial abuse, I beg you – seek help immediately. Suffering in silence and letting the situation snowball is the costliest thing you can do. Both financially and emotionally! <a href="http://www.lifeline.org.au/">Lifeline - </a>13 11 14 <a href="https://www.1800respect.org.au/">1800RESPECT - </a>1800 737 732 <a href="https://www.familyrelationships.gov.au/talk-someone/advice-line">Family Relationship Advice Line - </a>1800 050 32 <a href="https://goodshep.org.au/">Good Shepherd Australia Financial Independence Hub - </a>1300 050 150 <a href="http://www.ndh.org.au/">National Debt Helpline - </a>1800 007 007 Helen Baker is a licensed Australian financial adviser and author of the new book, On Your Own Two Feet: The Essential Guide to Financial Independence for all Women (Ventura Press, $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au">www.onyourowntwofeet.com.au</a> Image credits: Getty Images

Money & Banking

Terminally ill teacher convicted of child abuse granted end-of-life permit

A convicted child abuser from Adelaide, who was imprisoned for his acts of paedophilia against students during his tenure as a music teacher, has been authorised to pursue assisted dying, according to an exclusive report by <a href="https://www.9news.com.au/national/exclusive-adelaide-news-jailed-paedophile-teacher-malcolm-day-given-end-of-life-permit-voluntary-assisted-dying/cab7e95c-f3b1-4dbd-ae0d-cc8dbfee22c0" target="_blank" rel="noopener">9News</a>. Malcolm Day, aged 81, has emerged as the first incarcerated individual in Australia to receive approval for voluntary assisted dying following a terminal illness diagnosis, reportedly linked to cancer. Having received a 20-year prison sentence last June, Day's remaining term spans 17 years. Navigating the 11-step process required for accessing voluntary assisted dying in South Australia, Day's application is reported to be in its concluding stages, potentially reaching completion within the next few days. Dr Philip Nitschke, the director of the pro-euthanasia organisation Exit International, acknowledged that an incarcerated individual availing themselves of this scheme was an inevitable eventuality. "By the sounds of it, he satisfies all the conditions of the South Australian assisted dying legislation," Dr Nitschke told 9News. "So there should be no impediment… he should be given the option that any other person would have if they were terminally ill." During the 1980s, Day, while serving as a music teacher in South Australia, inflicted profound and lasting harm upon two of his students. After grooming and exploiting his victims, he vehemently refuted all allegations when investigated by educational authorities. When Day was sentenced, his legal representative, Stephen Ey, acknowledged the real possibility of his client passing away behind bars, saying at the time that it was "a real prospect... given his age." According to the latest data from SA Health, since the initiation of voluntary assisted dying in January of this year, 39 terminally ill residents of South Australia have opted to peacefully conclude their lives after being granted the necessary permits. Image: Nine News

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Independent you: preventing, and recovering from, elder abuse

Bishop's extraordinary message after stabbing attack

Are you a victim of elder abuse without even realising it?

"There's no place like home": Marcia Hines and her amazing cat share sweet message

Kate Middleton reveals cancer diagnosis in heartfelt message

King Charles delivers heartfelt message amidst cancer treatment

"I was shocked": Lisa Wilkinson's text messages shown in court

Celine Dion shares powerful message of hope

King Charles' message to Mary as she becomes Queen

Kochie's brutal message to Baby Boomers

King Charles' final message to Barry Humphries hours before he died

"Our Jimmy made it": Barnes' happy message from the ICU

"Each bauble represents a life lost": Haunting Christmas tree sends powerful message

Text messages reveal accused mushroom killer’s “horrible upbringing”

About 1 in 6 older Australians experiences elder abuse. Here are the reasons they don’t get help

Brittany Higgins' powerful message of solidarity to Bruce Lehrmann's alleged victim

The ‘yes’ Voice campaign is far outspending ‘no’ in online advertising, but is the message getting through?

Son of death cap mushroom victim reveals mother's last message

What does financial abuse really look like?

Terminally ill teacher convicted of child abuse granted end-of-life permit

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Independent you: preventing, and recovering from, elder abuse

Bishop's extraordinary message after stabbing attack

Are you a victim of elder abuse without even realising it?

"There's no place like home": Marcia Hines and her amazing cat share sweet message

Kate Middleton reveals cancer diagnosis in heartfelt message

King Charles delivers heartfelt message amidst cancer treatment

"I was shocked": Lisa Wilkinson's text messages shown in court

Celine Dion shares powerful message of hope

King Charles' message to Mary as she becomes Queen

Kochie's brutal message to Baby Boomers

King Charles' final message to Barry Humphries hours before he died

"Our Jimmy made it": Barnes' happy message from the ICU

"Each bauble represents a life lost": Haunting Christmas tree sends powerful message

Text messages reveal accused mushroom killer’s “horrible upbringing”

About 1 in 6 older Australians experiences elder abuse. Here are the reasons they don’t get help

Brittany Higgins' powerful message of solidarity to Bruce Lehrmann's alleged victim

The ‘yes’ Voice campaign is far outspending ‘no’ in online advertising, but is the message getting through?

Son of death cap mushroom victim reveals mother's last message

What does financial abuse really look like?

Terminally ill teacher convicted of child abuse granted end-of-life permit

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